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Facto Lite vs Keka for Businesses Under 100

By Himanshu Bhati, Head - Business Development (India), FactoChecked against the product on

What is a simpler Keka alternative for a small company?

Facto Lite suits a company under 100 that wants attendance, leave and payroll without a performance suite, plus tasks and sales follow-ups in the same app, priced flat by team size. Keka is the better buy for performance reviews, OKRs, hiring and growth well past 100 people.

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Side by side

Facto Lite and Keka, row by row.

The marker says which side is better at each row. Where Keka wins, it says so.

  • Payroll and statutory

    Keka
    Keka
    PF, ESI, labour welfare fund and TDS reports, and multi-state taxes
    Facto Lite
    PF, ESI and TDS worked out for every employee, and professional tax for Karnataka, Maharashtra and Tamil Nadu only

  • Paying salaries

    Keka
    Keka
    Salaries can be paid out from Keka Wallet
    Facto Lite
    A bank advice file in your bank’s layout to upload. Facto Lite does not move money

  • Attendance and leave

    Even
    Keka
    Attendance tracking and leave, linked to payroll
    Facto Lite
    Phone check-in with GPS, and a selfie if you require one, or a biometric reader. One method per company, set up by us. Applied for on the phone and approved by the right person. Unpaid leave reaches payroll by itself

  • Loans, advances and expenses

    Even
    Keka
    Employee loans, salary advances and expense claims
    Facto Lite
    Loans, salary advances and expense claims, recovered or paid through payroll

  • Performance and hiring

    Keka
    Keka
    360 reviews, OKRs and goals, and a hiring suite
    Facto Lite
    Not included

  • Tasks and sales follow-ups

    Facto Lite
    Keka
    Project and task tools in a separate suite. No sales CRM in the HR plans
    Facto Lite
    Tasks with an owner, due date and reminders, and recurring checklists with photo steps. Leads with an owner, scheduled follow-ups with reminders, and quotations

  • Getting started

    Even
    Keka
    A setup fee applies, covering guided onboarding
    Facto Lite
    Self-serve: sign up, import employees from a sheet, and run your first month beside your old payroll
The bill

What you pay for, and how it grows.

Facto Lite’s own prices, as published on the pricing page. For Keka, only how the cost behaves: their prices are theirs to state.

How it is charged

Facto Lite: A flat price per band of up to 10, 50 or 100 users, not per employee. HR & Payroll is ₹2,499 a month for up to 10 and ₹4,999 for up to 50

Keka: Three plans, each charging per additional employee, so the bill follows headcount

Getting started

Facto Lite: The module price on our pricing page, and nothing else listed

Keka: A one-time setup fee

Other suites

Facto Lite: Tasks from ₹1,499 and CRM from ₹2,999 a month, in the same app and the same login

Keka: Hiring, performance and project tools are separate suites

Trying it first

Facto Lite: Every module free for 60 days, with no card

Keka: A free trial on every plan

See every price

Which one fits

Each is the better buy, somewhere.

Stay with Keka if

  • You run 360 reviews, OKRs or structured goals
  • You hire often and want applicant tracking in the HR system
  • You want salaries paid out from the same product
  • You have staff in states whose professional tax Facto Lite doesn’t cover
  • You expect to grow well past 100 people

Choose Facto Lite if

  • You have under 100 people and don’t run formal performance reviews
  • You want tasks and sales follow-ups next to HR, not in a separate suite
  • You want to sign up and start yourself, with 60 days to try it on a real month
  • Your professional tax is in Karnataka, Maharashtra or Tamil Nadu, or you have none

Keka is a full HR platform. Its pricing page reads like a map of a growing company: payroll and attendance at the bottom, then workflows, engagement, 360 reviews, OKRs, a hiring suite and a project services suite on top. For a 200-person company building an HR team, that's the point.

A 30-person clinic or distributor usually wants the bottom layer done well and nothing above it. That's who looks for a Keka alternative, and it's who this page is for.

A Keka alternative for small companies: where each one fits

Keka is built for growth: its plans add performance and engagement tier by tier, and each plan is charged per additional employee. Facto Lite is built for a team that stays under 100. It has attendance, leave, payroll, expenses and advances, and then, instead of a talent suite, tasks, recurring checklists and sales follow-ups. One is deeper on people. The other is wider across the business.

The payroll part is the same job

Both work out PF, ESI and TDS every month. Here is one employee on a CTC of ₹6,00,000 a year in Karnataka, worked out by the engine Facto Lite runs:

LineA month
CTC₹50,000
Gross salary₹46,998
Employee PF₹1,800
Employee ESI₹0
Professional tax (year ÷ 12)₹208
In hand, better regime₹44,990

You can run your own figures on the CTC to in-hand salary calculator. None of this is where the two products differ. The difference is everything around it.

Where Keka is the better buy

If you run performance reviews, set OKRs, or hire every month, Keka has those and Facto Lite doesn't. Its pricing page also lists salary payouts from Keka Wallet, where Facto Lite gives you a bank file to upload, and statutory reports for more states' taxes than our three. Those are real reasons, and a small team that needs them should pay for them.

The shape of the bill

Keka's plans charge per additional employee, and its FAQ says a setup fee applies for guided onboarding. Facto Lite charges a flat price per band: HR & Payroll is ₹4,999 a month for anyone from 11 to 50 users, and you set it up yourself with 60 days free. Put your own headcount into both pricing pages; for most teams under 50 the shape matters more than the headline number.

Sources

Everything this page says about the other product comes from its maker's own website, read on 24 Sep 2026:

Products and prices change. Check their current pages before you decide, and tell us if something here has gone out of date.

Questions

Asked often, answered here.

Is Keka too much for a small business?

Not always, but it’s built to grow into. Its plans add performance, engagement and workflow features tier by tier. If you only need attendance, leave and payroll, you may be paying for modules you don’t open.

Does Facto Lite do performance reviews?

No. There are no review cycles, OKRs or goals. If you run those, Keka is the better fit.

Can Facto Lite pay salaries directly?

No. It produces a bank advice file in your bank’s layout for you to upload. Keka’s pricing page lists salary payouts from Keka Wallet.

How is the pricing different?

Keka charges per additional employee; Facto Lite charges per band. HR & Payroll is ₹4,999 a month for up to 50 users, whether you have 12 or 50. Check Keka’s current page against your own headcount.

Try it on your own team for sixty days.

Tasks, CRM and HR & Payroll, with no card. Keep the sheet running beside it for the first month and compare. Or see it first on a half-hour walkthrough.

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