Free payroll calculators for India.
In-hand salary, the tax regime, PF and ESI, a salary slip, overtime, gratuity and the full and final settlement — worked out by the same payroll engine Facto Lite runs, on the rules for FY 2026-27. Then the 2027 holiday list, state by state, and the year’s PF, ESI and TDS due dates. No sign-up, and nothing you type leaves the page.
What reaches the bank, and the payslip that says so.
In-hand salary calculator
Take-home is your gross salary minus employee PF (12% of Basic, at most ₹1,800 a month on the ₹15,000 ceiling), ESI if your gross is ₹21,000 or less, professional tax and income tax — and under the new regime a salary of up to ₹12,75,000 pays no income tax at all.
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Old vs new tax regime calculator
The new regime costs less for most salaried people — a salary of up to ₹12,75,000 pays no tax at all — and the old regime wins only when HRA, 80C, 80D, home-loan interest and NPS together take off more than a break-even amount: on a ₹15,00,000 salary, ₹5,43,800 a year.
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Salary slip generator
A salary slip lists the month’s earnings — Basic, HRA and allowances — then the deductions — PF at 12% of Basic, ESI if gross pay is ₹21,000 or less, professional tax and income tax — and the net pay in figures and in words. Fill in yours and download it as a PDF.
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What the law adds to every salary.
PF and ESI calculator
PF is 12% of Basic + DA from the employee and the same from the employer — ₹1,800 each on the usual ₹15,000 ceiling, with ₹1,250 of the employer’s share going to pension — and ESI is 0.75% from the employee and 3.25% from the employer when gross pay is ₹21,000 a month or less.
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Overtime calculator
Overtime pay = (monthly ordinary wage ÷ 208) × 2 × overtime hours. The ordinary wage includes Basic, DA and allowances such as HRA, but not bonus; and double is the legal minimum under the Factories Act.
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What is owed on the way out, and by when.
Gratuity calculator
Gratuity = last drawn monthly Basic + DA × 15 ÷ 26 × years of service. It is payable after five years of continuous service, a final part-year of six months or more counts as a full year, and it is tax-free up to ₹20,00,000.
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Full and final settlement calculator
A full and final settlement is the last month’s salary, leave encashment (Basic + DA ÷ 26 × days), gratuity after five years (Basic + DA × 15 ÷ 26 × years), plus notice pay if the employer cut the notice short or less it if the employee did, less any recoveries — and the wages are due within two working days of the last working day.
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The days off the law gives, and the days returns are due.
Holiday list 2027
India’s 2027 national holidays are Republic Day on Tuesday 26 January, Independence Day on Sunday 15 August and Gandhi Jayanti on Saturday 2 October. Central government offices close for 11 more in every state, and each state’s law fixes how many paid holidays a private employer gives — from 7 in Uttar Pradesh to 13 in Kerala.
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Compliance calendar 2026-27
PF and ESI for a month are due by the 15th of the next month, so March’s are due on 15 April. The quarterly TDS return on salaries, Form 138 (Form 24Q until 2025-26), is due on 31 May, 31 July, 31 October and 31 January. Professional tax and labour welfare fund fall on dates each state sets.
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Not a spreadsheet. The payroll engine itself.
Each calculator calls the same functions that work out PF, ESI, professional tax, income tax, gratuity, notice pay and overtime on Facto Lite payslips. They are estimates, because a real payslip also depends on the salary structure, attendance and declarations — and they are not tax or legal advice.
Filling in a document rather than working out a figure? See the free templates.
Let the payroll do this every month.
Sixty days of Facto Lite free, no card. Attendance, leave, expenses and payroll in one system.